The money in your CFD account is held at some of the world's largest banks. We appoint and review the banks, monitoring them continuously to ensure they remain appropriate to hold client money. Client money is segregated and held separately from our money in client money bank accounts. Your money is ring-fenced, meaning legally binding agreements ensure that your money belongs to you and cannot be accessed or used by us, the bank or anyone else, even in the event of firm failure.

Any uninvested cash in your CFD account is also protected by the Investors Compensation Fund Scheme (ICFS) up to £20,000 per partner bank. This means that, in the unlikely event that one of our partner banks were to fail, your money held with that bank would be protected up to £20,000.

It's important to note that the £20,000 limit applies to the total amount of money you hold at each specific bank, whether it's deposited by Trading Bulls, other providers, or by you directly. For transparency, the percentage of your funds held at each bank is available in the app.

Learn more about how the ICFS works.

If you opt to earn interest on your uninvested cash, you can learn more about how your money is protected.

We work with major, systemically important banks to keep your money safe.

1. JPMorgan Chase Bank, National Association (FRN:124491)
2. Barclays Bank Plc (FRN:122702)
3. National Westminster Bank Plc (FRN:121878)

We implement multiple daily controls to keep your money secure:

• Daily reconciliations: We reconcile our internal records with our partner banks' records daily to ensure that not a single penny is misplaced.
• Due diligence: We use strict due diligence processes to ensure that the banks we partner with meet all necessary regulatory requirements for holding client assets safely.
• Diversification of banks: We spread client money across multiple major banks to minimise the risk associated with any single institution.

• Internal audits: We conduct an annual internal audit to verify that we meet all obligations related to safeguarding client money.
• External audits: Buzzacott, an external audit firm, also reviews our processes annually to ensure compliance with our asset protection obligations.

As a broker regulated by the Financial Conduct Authority (FCA), we are required to follow strict FCA rules on protecting client money. Specifically, we adhere to the CASS 6 regulations, which cover the safe custody of client assets, and CASS 7, which covers the segregation of client money.

Trading Bulls secures your CFD account thanks to our commitment to asset segregation, regulatory compliance, and continuous monitoring.

All investments in your Invest account are safeguarded by our appointed custody partners, and the Bank of New York Mellon, the world’s largest custodian bank. Like the client money banks, we appoint and review the custodians and monitor them on an ongoing basis to ensure they remain appropriate to hold client-safe custody assets. These partners are responsible for securely holding your investments in segregated accounts, meaning your assets are always kept separate from ours.

Even if we or our custody partners were to fail, your investments remain protected and will be accessible to you. This segregation of assets ensures that your investments belong solely to you, and neither we nor our partners can access or use them for any purpose.

In addition to segregation, any uninvested cash held within your Stocks and Shares ISA is also covered by the Investors Compensation Fund Scheme (ICFS) up to £20,000. This means that, in the unlikely event that one of our partner banks were to fail, your money held with that bank would be protected up to £20,000.

It's important to note that the £20,000 limit applies to the total amount of money you hold at each specific bank, whether it's deposited by Trading Bulls, other providers, or by you directly. For transparency, the percentage of your cash held at each bank is available in the app under the "Interest on Cash" tab.

Learn more about how the ICFS works.

If you opt to earn interest on your uninvested cash, you can learn more about how your money is protected.

We work with major, systemically important banks to keep your money safe.

1. JPMorgan Chase Bank, National Association (FRN:124491)
2. Barclays Bank Plc (FRN:122702)
3. National Westminster Bank Plc (FRN:121878)

Your Stocks and Shares ISA investments are held at:

• Bank of New York Mellon: A major financial institution with a long history of safeguarding client assets.

We have robust daily controls in place to ensure that your investments are secure:

• Daily reconciliations: We reconcile our internal records with our custody partners daily to ensure that your investments are accurately accounted for.
• Due diligence: We conduct strict due diligence processes to verify that our custody partners meet all regulatory requirements for holding client assets safely.
• Asset segregation: Your investments are held in segregated accounts, separate from Trading Bulls's and our custody partners' assets.

• Internal audits: We conduct an annual internal audit to ensure that we meet our obligations to safeguard your investments.
• External audits: Buzzacott, an external audit firm, reviews our processes annually to confirm compliance with all asset protection obligations.

As an FCA-regulated broker, we follow strict rules set by the Financial Conduct Authority (FCA) regarding the protection of client investments. Specifically, we adhere to the CASS 6 regulations, which cover the safe custody of client assets, and CASS 7, which covers the segregation of client money.

Trading Bulls secures your Stocks and Shares ISA thanks to our commitment to asset segregation, regulatory compliance, and continuous monitoring.

When you use our Cash ISA product, 100% of your money is held at some of the world's largest banks. We appoint and review the banks, monitoring them continuously to ensure they remain appropriate to hold client money. Client money is segregated and held separately from our money in client money bank accounts. Your money is ring-fenced, meaning legally binding agreements ensure that your money belongs to you and cannot be accessed or used by us, the bank or anyone else, even in the event of firm failure.

Your money is also protected by the Investors Compensation Fund Scheme (ICFS) up to £20,000 per partner bank. This means that, in the unlikely event that one of our appointed partner banks fails, your money held with that bank is protected up to this limit.

It's important to note that the £20,000 limit applies to the total amount of money you hold at each specific bank, whether it's deposited by Trading Bulls, other providers, or by you directly. For transparency, the percentage of your cash held at each bank is available in the app under the "Interest on Cash" tab.

Learn more about how the ICFS works.

We work with major, systemically important banks to keep your money safe.

1. JPMorgan Chase Bank, National Association (FRN:124491)
2. Barclays Bank Plc (FRN:122702)
3. National Westminster Bank Plc (FRN:121878)

We implement multiple daily controls to keep your money secure:

• Daily reconciliations: We reconcile our internal records with our partner banks' records daily to ensure that not a single penny is misplaced.
• Due diligence: We use strict due diligence processes to ensure that the banks we partner with meet all necessary regulatory requirements for holding client assets safely.
• Diversification of banks: We spread client money across multiple major banks to minimise the risk associated with any single institution.

• Internal audits: We conduct an annual internal audit to verify that we meet all obligations related to safeguarding client assets.
• External audits: Buzzacott, an external audit firm, also reviews our processes annually to ensure compliance with our asset protection obligations.

As a broker regulated by the Financial Conduct Authority (FCA), we are required to follow strict FCA rules on protecting client money, specifically adhering to CASS 7 regulations, which govern the handling of client funds.

Trading Bulls secures your Cash ISA thanks to our commitment to segregation, regulatory compliance, and continuous monitoring.

When you opt to earn interest on your uninvested cash in your CFD account, Stocks and Shares ISA, or Invest account, some of it may be held in Qualifying Money Market Funds (QMMFs). To see how we protect you money held in a Cash ISA, please see.

A QMMF holds short-term, low-risk financial assets to maintain a stable value.

When your money is held in a QMMF, its value can go down. However, it’s important to point out that this is very unlikely to occur. We carefully select all QMMFs to ensure that they are highly liquid, stable in value and maintain their highly regulated status. For example, BlackRock’s ICS and JPMorgan’s liquidity funds QMMFs have been active for nearly 30 years and have never decreased in value throughout their history. We review the QMMFs prior to investment and monitor them regularly to ensure they are appropriate.

Pension funds, insurance funds, banks, and other major financial institutions hold large amounts of money in QMMFs. As of January 2024, over €1 trillion was held in QMMFs in Europe and over $6 trillion in the USA.

Learn more about the risks of QMMFs and how we manage them.

• Segregation: The money held in QMMFs is ring-fenced and kept in a pooled account, completely segregated from our assets.
• Accessibility: Even if we were to fail or go bankrupt, your money is protected and accessible to you. It cannot be used by us or anyone else.
• Regulatory oversight: QMMFs are subject to strict regulations to ensure the safety and liquidity of the funds.

As a QMMF is an investment instrument rather than a bank deposit, it is not eligible under the ICFS deposit compensation scheme. This is because there is a very small possibility that the value of the investment could go down. However, it is protected under the ICFS investment compensation scheme up to a value of £20,000. This scheme works slightly differently from the deposit protection scheme. It does not protect the value of your investment from fluctuations in value due to market events, but it does protect you in case Trading Bulls or one of our counterparties were to incorrectly segregate or handle your cash or assets, resulting in a loss to you.

For more information see the.